Did you know that all Marketplace health insurance plans must cover medication for pre-existing health conditions like cancer, diabetes, and asthma?

Pre-Existing Medical Conditions

  • A pre-existing medical condition is an illness you had before enrolling in a new health coverage plan.
  • Pre-existing conditions include diabetes, cancer, epilepsy, sleep apnea, lupus, and many other diseases.

Can Health Insurance Companies Refuse Me or Charge Me More Due To My Pre-Existing Conditions?

  • A health insurance agency won’t deny you, charge you additional fees, or refuse to spend for essential health benefits—because of any pre-existing conditions you have before your insurance coverage started.
  • In addition, Marketplace coverage can’t impose limitations on yearly and lifetime health insurance plans.

Is Pregnancy Included In Pre-Existing Medical Conditions?

  • If you’re pregnant when you applied for a health plan, your insurance company cannot refuse you or charge you more due to your pregnancy.
  • Once registered in insurance coverage, your pregnancy and delivery are covered from the start of your plan.


If you’re not enrolled in any health insurance plan, you can take advantage of these medical care services through insuranceshopping.com. We will help you find the right plan according to your budget and requirements.