Elephant Auto Insurance was founded in 2009 and initially served the United Kingdom and India. It can be difficult to obtain simple, reasonable, and reputable insurance in these two high-traffic countries. The insurer has spent the last decade establishing a reputation as a high-quality auto insurance provider for the general public, covering everything from basic accident claims to traffic-related deaths and work-related claims.

Elephant Auto Insurance has established a headquarters in Richmond, Virginia, in the United States. If you’ve been thinking about signing up for this insurance but aren’t sure if they’ll be able to compete with the other insurers on the market, you should read this article.

Elephant Insurance

Elephant Insurance is an insurance company established in Richmond, Virginia. It was founded in 2009 and currently operates in Illinois, Indiana, Maryland, Tennessee, Texas, Ohio, and Virginia.

Unlike some of its larger competitors, they specialize in auto insurance and don’t sell homeowners or renters’ insurance. However, you might save money by bundling plans from several firms.

Elephant auto insurance is available for purchase on the company’s official website. You can also buy it over the phone from an Elephant Insurance agent. Elephant auto insurance is considered affordable by certain drivers. However, according to statistics, it is only around 10% less expensive than the average insurance provider in most states.

What makes Elephant Auto Insurance so cheap?

Elephant Auto Insurance is one of the most affordable options because they focus almost entirely on auto insurance. While you can buy other forms of insurance from them (like homeowner’s or renter’s insurance), these policies are insured by third-party insurers, and Elephant does not handle claims directly.

Because of this targeted business strategy, the company doesn’t need to hire as many call centers or train workers to handle various insurance claims. They’ve chosen to specialize in a single type of insurance and are committed to offering top-notch service in that field.

Elephant Auto Insurance is less expensive than competing insurers due to a lack of discounts. However, additional discounts are not required because the insurance is significantly less expensive (between 10% and 40% less expensive) than big insurers.

Benefits of Elephant Auto Insurance

Claim Insurance Benefits: The Elephant makes every effort to make its customers as comfortable as possible while processing their Claim Requests. You can go about it in a variety of ways. If you want to send them an email, they provide online forms as well as email addresses. You can also phone their toll-free number and report your claim to a customer service agent who will handle it.

The website is also quite clear and user-friendly, and you can acquire any insurance-related information directly.

Costs of Overhead:

Elephant, as previously said, is an online vehicle insurance provider. As a result, there are no agents or brokers engaged, and because there are no intermediaries, the firm can save money and provide you with the best rates. If you become a customer, you will be able to browse for different plans through Elephant and their Partner Firms and save money.

A Simple Save by Driving Safe:

The Company has a program called Diminishing Deductions. If you drive cautiously and have a clean driving record, you can save $100 right away and up to $500 over the course of five years on your insurance.

Multiple Discounts:

There are numerous deals available that you can take advantage of all at once. The only stipulation is that you meet their processing requirements. You can choose from various discounts, including student discounts, multi-policy discounts, paperless discounts, and full payment discounts.

Why is Elephant Auto Insurance preferable?

·   Elephant is a comprehensive online service with simple navigation and a 10-minute policy purchasing time.

·   It satisfies both the state’s and the lender’s insurance needs.

·   They provide basic coverage with few add-ons. You may, however, get them at a lower price if you want to.

·   Customer service is available 24 hours a day, 7 days a week. Your questions will be answered right away.

·   The business has a Legal Assistance Program that will provide you with legal assistance and answer your questions for an additional fee.


The company provides a variety of auto insurance policy alternatives as well as discounts. Elephant gets rave reviews for its discounts and policy customization. Elephant may not be as well-known as some of its larger competitors, but it’s worth asking for a quotation the next time you apply for auto insurance.