Throughout the National Small Business Week and each week, we acknowledge and thank you for your essential contributions to the country.

The SHOP (Small Business Health Options Program) can assist you in finding health coverage for yourself and your employees, whether you are a small manager or a sole proprietor.

Learn more about how the SHOP Marketplace can benefit your small business.

How to Obtain Health Insurance if Your Company has 50 or Fewer Employees

  • If your corporation has 50 or fewer (FTEs) full-time equivalent employees, the Marketplace SHOP coverage provides you with various plans and tools to assist you in making informed decisions.
  • Enlist in SHOP coverage at any time of the year by working with a broker, agent, or insurance agency that offers SHOP Qualified Healthcare Plans. Just select your state, and we’ll assist you in getting started. Please call +1 855-913-1570 (TTY: 1-800-855-0511) from 9 a.m. to 7 p.m. ET, Monday through Friday, if you have any questions. Brokers and agents can also use this number.

Keep in mind that small businesses with less than 50 employees are not required to purchase employee insurance. There is no penalty if you’re unable to buy.

How to Obtain Health Insurance as a Sole Proprietor or Self-Employed Person

You and your partner can sign up for insurance coverage through the Marketplace program for people and families if you are a sole proprietor and self-employed with no workers. Open Enrollment has ended and will reopen on November 1, 2021, for 2022 coverage.

Learn about your health insurance options outside of Open Enrollment.