Do you want to apply for Obamacare but are unsure how to do so? You can conveniently sign up for an Obamacare health insurance plan through Read our step-by-step guide to enlisting in the Obamacare health plan here to begin your enrollment process.  

Individuals can apply for Obamacare health insurance during the annual Open Enrollment Period. The annual enrollment period runs from the 1st of November to the 15th of December every year. If you miss the annual enrollment window for a calendar year, you might be able to apply for Marketplace coverage if you meet the requirements for a Special Enrollment Period (SEP). It is important to note that you must have a qualifying life event to enroll in an Obamacare plan through the Special Enrollment Period. QLEs (qualifying life events) come into three main categories: changes in your household, loss of coverage, and changes in residence. If you get approved for SEP, you can apply for the Obamacare plan at any time of the year, regardless of whether or not annual enrollment is in effect. 

Applying online for Obamacare health plan

You can enroll in an Obamacare plan through InsuranceShopping, online health government portals, or your state-based agencies. Applying for a health plan through InsuranceShopping has no additional fees and provides access to many other healthcare resources. The InsuranceShopping service agents are highly qualified experts who will guide you through your options for Marketplace health insurance. They can help you compare available programs by drawing on their experience. Then together, you can decide on the program that best meets your medical care needs. They can also enlist you in the health insurance policy you select or guide you through the online application process. You can reach the InsuranceShopping licensed agents at (855) 913-1570. 

If you want to apply for health insurance online yourself, you may do so by visiting your state agency website. They will ask for your area code and some basic biographical details (such as your name, age, gender identity, number of people in your household needing coverage, and annual household income). After putting in all of your information, you will see the list of plans available in your area along with their monthly premium costs. Also, your state agency will notify you of any Marketplace discounts you qualify for based on the details you provided.


Don’t forget to pay your first insurance premium to your health insurance provider so that your coverage will begin on the 1st of January.

Other healthcare options

If you cannot complete the Obamacare application online, you can do so over the phone, in person, or by email. You can contact the InsuranceShopping service agents at (855) 913-1570 if you want to register over the phone. You can also compare plans and check your eligibility for Obamacare subsidies or tax credits here. 

All ACA-complaint plans provide coverage for specific federally mandated healthcare services such as preventive care, mental health coverage, emergency care, and preexisting medical conditions.