3 ways: report income & household changes

If your income or household situation has changed after you applied for Marketplace health insurance — for example, if you had a baby, received a raise, or someone in your family received new job-based coverage, then you should make an update to your application as soon as possible.

See the complete list of changes to report.

 

Why is it necessary to report changes?

  • Depending on your circumstances, you may be eligible for a Special Enrollment Period, which allows you to change plans outside of Open Enrollment.
  • The changes may have an impact on the savings and coverage options available to you.
  • You could owe more—or less—when you file your next federal tax return if you don’t record changes.

 

Three options for reporting changes to the Marketplace

 

After you’ve enrolled, you can learn more about reporting changes.

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About the Author: Maya Rodriguez

Maya Rodriguez
I’m a writer and insurance researcher at InsuranceShopping.com, where I create guides and news to help U.S. consumers compare auto, home, health, life, and Medicare plans with confidence. I focus on breaking down complex policy changes,like new Medicare Advantage carriers or regional health insurance options,into clear, actionable advice. My background includes years of analyzing insurance markets and regulatory updates, which allows me to explain how these shifts affect your coverage and wallet. I’m here to give you the facts you need to make informed decisions, whether you’re shopping for your first policy or reviewing your current plan.