4 Ways to Apply for Health Coverage Through the Marketplace Insurance

The Marketplace health insurance is now open for business, and we’re working hard to assist you in obtaining coverage. We are making improvements to InsuranceShopping.com, and more consumers are applying and receiving coverage every day.

How to Apply for Health Insurance

There are primarily four ways to apply for health insurance through the Marketplace program.

i) Apply online: To get started, go to this page and choose your state.

ii) Apply over the phone: Call +1 855-913-1570 to apply for and enlist in a health insurance plan by phone. (TTY: 1-800-855-0511)

iii) Apply via mail: Send your application by mail. Fill out the paper enrollment application and submit it.

iv) Apply in person: Go to a qualified advisor in your community to obtain relevant data, apply and register in person.

Find out how to apply in each of the four ways

Here’s what you should know about the Marketplace coverage before you apply. You can use the calculator available on your state’s agency website to learn if you qualify for lower coverage costs and preview health plans and expenses before beginning your application.

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About the Author: Sophia Chen

Sophia Chen
Sophia Chen writes about auto, home, health, life, and Medicare insurance to help U.S. consumers compare policies and make informed coverage decisions. She focuses on breaking down complex insurance topics into clear, practical guidance that addresses real-life needs like choosing a plan during a life change or understanding premium updates. With a background in consumer finance research and a commitment to unbiased education, she brings clarity to the insurance shopping process. Her work on InsuranceShopping.com empowers readers to navigate their options confidently, whether they are exploring Medicare Advantage plans for 2026 or looking for the best health insurance in their local area.