All Marketplace coverages cover the same set of primary health benefits, pre-existing conditions, and preventive treatments. Starting 1st November, you can register or change your plan for 2021, so you continue to have access to these health insurance benefits.
What Are Essential Or Primary Health Benefits?
- Essential health benefits typically cover ten types of insurance services. It includes physician visits, prescriptions drugs, inpatient and outpatient care, pregnancy and delivery, mental health, and much more.
- Also, Marketplace plans must offer breastfeeding and birth control coverages.
- These are the minimum standards for all Marketplace coverage. Health insurance plans may also provide more benefits. You will find out precisely what’s covered when you compare different plans through insurance shopping.
What Is Preventive Care Treatment?
- Most health insurance must cover a range of preventive care— such as vaccinations and screening tests without any out-of-pocket costs.
- Preventive care is used to prevent diseases, illnesses, and other health conditions or diagnose illnesses early when treatment works best.
- These services are free when administered by a physician or medical provider in your insurance plan’s network.
What Is Insurance Coverage For Pre-Existing Medical Conditions?
- All the Marketplace plans must provide medicines for pre-existing medical problems such as diabetes, asthma, or cancer.
- Marketplace services can’t deny you insurance coverage or increase your prices based on your health and well-being.
- Pregnancy and childbirth are also covered from the day your coverage begins.
