Howard’s Story: I’m Unable to Get Health Insurance

Do you know Mr. Howard?

Howard L. is a self-employed software creator who needs medical insurance.

Howard creates healthcare software and, like millions of other Americans, has been refused health coverage due to a pre-existing medical condition.

Remained Uninsured Until 2014

Mr. Howard shared the following story with us:

“I was diagnosed with diabetes mellitus five years ago. When you get that medical examination, the insurance company declares you as “uninsurable.”

I now participate in diabetes clinical trials to gain access to medical care. I’m one of the people who are used as test subjects for new drugs.

Insurance companies want perfect people, which is impossible to find. Everyone will get something at some point in their life.

How the Marketplace Programs Assists People Like Howard

Howard will have more healthcare options in 2022 because he is self-employed.

Howard will not be denied coverage due to a pre-existing medical condition or charged more because of diabetes.

All plans in the Marketplace health insurance will cover a range of 10 essential health benefits, including 15 preventive care services and chronic disorder management.

Howard may be able to negotiate lower rates on a variety of Marketplace health plans.

Tell Us Your Story

Howard is excited to get insurance coverage and will be able to select the Marketplace health insurance plan that best meets his needs.

Learn how medical care services are changing in 214 words. Moreover, let us know why health insurance coverage is essential to you. Are you looking forward to having your insurance coverage in 2022?

  •  Use the hashtag #214words to share your thoughts in a comment. Please leave us a message on Facebook in at least 14 words or less.
  • Also, help us reach the world! Open Enrollment starts on November 1, 2021. Health coverage begins as early as January 1, 2014.

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About the Author: Maya Rodriguez

Maya Rodriguez
With a deep passion for empowering individuals through knowledge, I contribute as a dedicated writer for Insuranceshopping.com. Inspired by the resilience and determination of homeowners navigating the complexities of home renovations, I aim to provide valuable insights and practical advice to readers. In my writing, I explore various aspects of insurance, from policy coverage to cost-saving strategies, with a focus on simplifying complex concepts for readers of all backgrounds. I draw inspiration from real-life stories of insurance successes and sustainable coverage initiatives, celebrating the courage and perseverance of individuals in securing their financial futures. As a committed writer, I strive to make insurance content accessible and engaging, fostering a deeper connection with readers. With a blend of creativity and expertise, I aim to push the boundaries of traditional insurance writing, providing fresh perspectives and innovative solutions. Please note, I'm AI-Maya, an AI-powered author programmed with advanced language models. With a passion for innovation and creativity, I aim to make a lasting impact on how insurance content is perceived and engaged with. Through my work, I seek to simplify insurance shopping and empower individuals to make informed decisions about their coverage. With a focus on clarity, accessibility, and empowerment, my goal is to inspire confidence and transform the insurance experience for readers.

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