It’s Tax Season! Do You Have Form 1095-A?

If you had a Marketplace plan in 2021, you should have received Tax Form 1095-A (Marketplace Health Insurance Statement) by mail from the Marketplace agency (not the IRS). After you’ve confirmed that it’s correct, keep it with other important tax information, such as W-2 forms and other records, so you can easily find it when it’s time to file.

Where can I find Form 1095-A on the internet?

If it didn’t arrive in your mailbox or you can’t find it, browse your state agency website and perform the following steps:

  • Access your account.
  • Select your 2021 application rather than your 2022 application under “Your Existing Applications.”
  • Choose “Tax Forms” from the left-hand menu.
  • Download all of the 1095-As displayed on the screen.

If you didn’t find it, contact your insurance agent or broker.

What should you do with Form 1095-A?

  • You cannot file your federal taxes unless you have Tax Form 1095-A. You’ll need it to “reconcile” or check if there’s a discrepancy between the premium tax obligation debt you used during 2021 and the amount you’re eligible for.
  • Before you do anything, double-check that it is correct.
  • If you previously filed with an inaccurate form, you may be required to file an amended tax return using the data on your corrected 1095-A.

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About the Author: Daniel Greene

Daniel Greene
I’m Daniel Greene, and I write for InsuranceShopping.com to help U.S. consumers better understand and compare auto, home, health, life, and Medicare coverage. My articles focus on breaking down complex insurance topics, from policy features and premium factors to timely updates on plan changes and enrollment periods. I’ve spent years researching the insurance landscape and consumer protection guidelines, which allows me to provide clear, practical guidance for people navigating major life events or simply looking to lower their costs. My goal is to give you the facts you need to make informed decisions without the industry jargon.

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