You must know where to go for medical help if you require it. Cost, time spent waiting for care, and follow-up are significant variations between visits to your primary care provider and the emergency room.

Seeing a doctor regularly: Primary care physicians collaborate with you to ensure that you receive the appropriate preventative services, manage your chronic illnesses, and improve your overall health. Visit your health plan’s website and look for their provider directory online before going to the doctor’s office, clinic, or health center. If case of any queries or would like to verify whether a physician accepts your health plan, you may contact your insurance provider directly.

Getting emergency care: If you have an emergency, go to the nearest hospital that can treat you. Insurers cannot make you wait for approval before obtaining emergency room services from a provider or hospital outside your plan’s network. If you go to an out-of-network hospital for emergency care, your insurance company can’t charge you more.