Life Change? You Might Be Eligible for Health Insurance for the Rest of 2021

If you recently had a baby, got married, lost health coverage, or had another life event—you may be eligible for a Special Enrollment Period to register or renew Marketplace insurance for the rest of 2021.

What constitutes a life event?

Qualifying life events are classified into four categories:

i) Loss of health coverage, such as the loss of job-based or student health coverage.

ii) Changes in the household, such as marriage or divorce, having a child, or adopting a baby.

iii) Changes in address, such as relocating to a different ZIP code or state.

iv) Other changes that affect your status or income, such as joining a federally recognized tribe.

How to apply using SEP or Special Enrollment Period

Learn more about enrolling for Marketplace coverage during a Special Enrollment Period.

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About the Author: Maya Rodriguez

Maya Rodriguez
I’m a writer and insurance researcher at InsuranceShopping.com, where I create guides and news to help U.S. consumers compare auto, home, health, life, and Medicare plans with confidence. I focus on breaking down complex policy changes,like new Medicare Advantage carriers or regional health insurance options,into clear, actionable advice. My background includes years of analyzing insurance markets and regulatory updates, which allows me to explain how these shifts affect your coverage and wallet. I’m here to give you the facts you need to make informed decisions, whether you’re shopping for your first policy or reviewing your current plan.

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