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News Archive

News Archive2025-07-23T15:40:06+00:00
Do You Get Fined for Not Having Health Insurance? Key Facts You Need

By |December 10, 2025|Health Insurance, Insurance News, Legal Guides|

The federal penalty for being uninsured is zero, but several states impose their own fines. More importantly, going without health insurance exposes you to massive, unexpected medical bills.

What Is Open Enrollment for Health Insurance? How It Works

By |December 10, 2025|Health Insurance, Insurance News, Legal Guides|

Open enrollment is your annual chance to get or change health insurance. Missing this window can lock you out of coverage, leaving you vulnerable to high medical costs. Learn how to navigate this critical period.

What Is Out of Pocket Maximum in Health Insurance? Explained Simply

By |December 10, 2025|Health Insurance, Insurance News, Legal Guides|

Your health insurance out-of-pocket maximum is a critical financial safety net that caps your annual healthcare spending. Once reached, your plan covers 100% of in-network costs, protecting you from catastrophic bills.

Can I Get Medicare at 55? Here’s What You Need to Know

By |December 10, 2025|Health Insurance, Insurance News, Medicare|

Learn the specific rules for Medicare eligibility at age 55 and discover your best health insurance alternatives. This guide clarifies disability qualifications and provides a strategic plan for coverage.

Do I Need PIP Insurance if I Have Health Insurance? Pros and Cons

By |December 10, 2025|Auto Insurance, Health Insurance, Personal Injury|

Health insurance alone often leaves you vulnerable after a car crash. PIP covers lost wages and essential services your health plan won't, creating a crucial financial safety net.

A Complete Guide to Blue Cross Blue Shield Medicare Advantage

By |December 9, 2025|Health Insurance, Insurance News, Medicare|

Blue Cross Blue Shield Medicare Advantage plans bundle hospital, medical, and often drug coverage with extras like dental and vision. Their local networks and annual out-of-pocket maximums provide structured, potentially cost-effective care.

Medicare Donut Hole: Tips to Save on Prescription Costs

By |December 9, 2025|Health Insurance, Legal Guides, Medicare|

Understand how the Medicare donut hole impacts your prescription drug costs. Learn key strategies to manage expenses and navigate this coverage gap within your health insurance plan.

Medicare Acupuncture: Tips for Using Your Benefits for Treatment

By |December 9, 2025|Health Insurance, Legal Guides, Medicare|

Medicare now covers acupuncture, but only for chronic low back pain and with strict visit limits. Learn about costs, provider rules, and how Medicare Advantage plans may offer better benefits.

Health Insurance When Self Employed: What You Need to Know

By |December 9, 2025|Health Insurance, Insurance News, Legal Guides|

Find affordable, comprehensive health insurance when self employed. Learn about Marketplace plans, tax deductions for premiums, and how to use an HSA to save for medical costs.

Can I Add My Parents to My Health Insurance? Tips and Rules Explained

By |December 9, 2025|Health Insurance, Insurance News, Legal Guides|

Adding parents to your health insurance is only possible under strict IRS and employer rules. Explore alternatives like ACA Marketplace plans, Medicare, and Medicaid to ensure they have proper coverage.

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