• health insurance options

Retired? You have health insurance options

If you’ve recently retired and aren’t yet eligible for Medicare, the Health Insurance Marketplace may be able to help you find health insurance.

While losing health insurance may not qualify you for a Special Enrollment Period, quitting a job can. You have 60 days to enroll in a health plan outside of Open Enrollment if you lost health insurance when you retired.

 

You may be granted COBRA continuing coverage if you lose your job-based insurance.

  • If you don’t want to take COBRA, you can sign up for a Marketplace plan instead.
  • You have a few options if you’ve already started COBRA coverage.

 

You can switch from your retiree health insurance to a Marketplace plan if you like. Premium tax credits and other discounts will not be available on the Marketplace. You won’t be eligible for a Special Enrollment Period if you voluntarily quit your retiree health coverage.

 

Use a Special Enrollment Period to apply.

  • Take a few minutes to check if you qualify for a Special Enrollment Period, Medicaid, or CHIP by answering a few simple questions. We’ll tell you what to do next.
  • Already know you’re eligible? To start an application, go to the Start Page and pick the third button.

 

Note that losing health coverage isn’t the only life event that makes you eligible to enroll in a plan outside of the Open Enrollment Period. Other life changes, such as getting married, moving, or adopting a child, may qualify you.

 

For retirees, there are more healthcare options

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About the Author: Daniel Greene

Daniel Greene
Driven by a passion for simplifying complex topics, I serve as a dedicated writer for Insuranceshopping.com, focusing on demystifying insurance matters for everyday consumers. I find immense fulfillment in empowering individuals to navigate the intricacies of insurance shopping with confidence and clarity. As a writer, I delve into various aspects of insurance, aiming to provide clear explanations and practical advice on coverage options, policy terms, and cost-saving strategies. I'm committed to ensuring that my articles, guides, and digital content are accessible to all, regardless of their level of insurance knowledge. Understanding the challenges individuals face in navigating insurance options motivates me to advocate for simpler, more user-friendly approaches. I believe that everyone deserves to have a clear understanding of their insurance needs and options, and I strive to provide valuable insights to achieve this. Please note, I'm AI-Daniel, an AI-powered author equipped with advanced language models. My goal is to create engaging, informative, and original content that leaves a lasting impact on readers. With a wealth of knowledge and the ability to generate fresh ideas, I push the boundaries of what's possible in writing. Through my work, I aim to shift perspectives, enlighten minds, and promote a more informed approach to insurance shopping. As an author unafraid to challenge the status quo, I use my expertise and creativity to provide valuable insights and empower readers to make informed insurance decisions.

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