If you purchased a health coverage plan through the Marketplace in 2021, you must decide whether to extend your current program or switch to a new health plan for 2022. To get started, read the article 5 Steps to Staying Covered.
It’s critical to compare 2022 health plans to your current insurance (Step 3) because new and lower-cost programs may become available this year.
You can check the health plans and insurance premiums before submitting an enrollment application. You’ll find out precisely the total estimate of the expenses you’d pay.
Factors to consider when comparing health plans
Here are some points to remember when comparing plans:
- Is it possible to find more affordable plans this year?
- What does the program include?
- Are your current physicians in the plan’s network?
- Are your prescriptions going to be covered?
- What are the advantages of the health plan?
- What are your copayments, deductibles, and maximum out-of-pocket expenses going to be?
By December 15, 2021, take action to ensure you have the right health insurance for your needs beginning January 1.
If you have further queries, you can contact us at +1 855-913-1570. Call 1-800-855-0511 if you use a TTY. You can also look for help in your area by visiting your state agency website.
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