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elowen hartley

About the Author: Elowen Hartley

Elowen Hartley
Elowen Hartley is a writer and researcher for InsuranceShopping.com, where I break down complex insurance topics into clear, practical guidance. I focus on helping U.S. consumers navigate auto, home, health, life, and Medicare coverage, especially during major life transitions like pregnancy, retirement, or relocating to a new state. My work is grounded in years of analyzing policy changes, rate trends, and regional regulations so readers can compare options with confidence. I’m committed to delivering straightforward, unbiased information that empowers you to make smarter insurance decisions without the jargon.

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Callers will be directed to third-party partner that is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (24 hours a day/7 days a week) to get information on all of your options.

Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductibles, copays, coinsurance, limitations, and exclusions may apply.

Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a Special Enrollment Period.

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