Understanding Federal Poverty Level (FPL)

FPL income thresholds

You will hear a lot about FPL when shopping for Obamacare health insurance and determining your eligibility for certain tax credits, CHIP, or Medicaid. The Federal Poverty Level (FPL) is a measure of income used by the federal government to find who is eligible for subsidies, benefits, and programs. Read our guide to getting Marketplace coverage if […]

How to Qualify for AARP Health Insurance

Most individuals become eligible for AARP Medicare coverage when they reach the age of 65. There are several different types of Medicare programs. The federal government manages some of these programs. Others, however, can be purchased through private health insurance companies. AARP partnered with United Healthcare to provide Medicare Part C coverage, also called Medicare […]

When Does Access to Your Parent’s Health Insurance End?

parent's health insurance plan

Does your parents’ health insurance cover you? Are you concerned about the age at which you will lose your parents’ health coverage? Thanks to the landmark Obama healthcare law known as the Affordable Care Act, young adults can now remain on their parent’s health insurance policy until they reach the age of 26.  Before Obamacare […]

Health Insurance Options for Self-employed Workers

If you’re a business owner or self-employed, you can use the Marketplace coverage to sign up for an affordable and low-cost health insurance plan.  You’ll be considered self-employed if you run a small business that generates revenue but does not have workers or employees. You can apply for Marketplace health coverage if you are a […]

Can I Add My Parents to My Marketplace Health Insurance Plan?

ACA complaint health insurance

You might be able to register your parents to your Marketplace health insurance if they contribute to your household income. Are you over the age of 25? Then this only holds if you can claim your parents’ contributions on your tax return. You should consult with a tax accountant to verify whether your parents are […]

How Do I Get Health Insurance After my COBRA Coverage Ends?

Employer provided health coverage

Are you wondering how to get health insurance after your COBRA coverage ends? Don’t let yourself become overwhelmed. When your COBRA coverage expires, you may qualify for a Special Enrollment Period during which you can sign up for Marketplace health insurance. COBRA coverage expires? You may qualify for the Special Enrollment Period Do you meet the […]

Can Non-citizens Get Obamacare Health Insurance?

ACA health insurance plans for non-citizens

Options for lawfully present foreign nationals All U.S. citizens, legal immigrants, and “qualified non-citizens” can apply for the Obamacare health insurance plans. This includes permanent residents, asylum seekers, non-immigrant visa holders, and people who have been granted legal status under different laws. You can find more information about the immigration statuses that can apply for […]

What is a Catastrophic Health Insurance Coverage?

health insurance plan

Catastrophic health insurance has low monthly premiums and very high annual deductibles. These plans offer an immediate health insurance option to individuals who need coverage in worst-case scenarios. With catastrophic coverage, you will be responsible for paying all the medical care expenses out of pocket. However, you will receive some protection if you experience a […]

Can You Get Health Insurance if You Have Cancer?

health insurance with preexisting conditions

Do you have cancer and want to know if you can obtain health insurance with this pre-existing condition? The answer is yes. Cancer coverage does exist, and it’s an important example of how the Affordable Care Act expands health insurance coverage.  The Affordable Care Act and Cancer Plans that follow the Affordable Care Act’s guidelines […]