Having a Baby? You Can Enroll or Change Your Health Plan

If you or your household members had a child or adopted a baby within the last 60 days, you might be eligible for SEP (Special Enrollment Period). This means you may be able to register or change your health insurance through the Marketplace for the rest of 2021.

How to Apply for Health Insurance With SEP

  • If you’re new to Marketplace coverage, you can purchase a health insurance plan through Insurance Shopping.
  • If you experience income or household changes, update your enrollment application as soon as possible.
  • When you use a Special Enrollment Period to change or enroll in a Marketplace plan, your new health insurance can begin the day your infant is born — even if you sign up to 60 days later.

More Information on Special Enrollment Period

  • The birth of a child isn’t the only life event that qualifies you to change or enroll in health plans outside of Open Enrollment.
  • See the complete list of life events that make you eligible for a Special Enrollment Period.
  • You can also answer some quick questions to see if you can register or change your health plan.

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About the Author: Lucas Reynolds

Lucas Reynolds
Immersed in the dynamic world of insurance, I contribute as an experienced and knowledgeable writer for Insuranceshopping.com. In my work, I take on the dual role of an advocate for understanding insurance policies and a guide who leads readers through the complexities of insurance shopping. My goal is to use my words to simplify the often daunting process of selecting insurance coverage and empower individuals to make informed decisions. Inspired by real-life stories of insurance successes and sustainable coverage initiatives, I admire and celebrate the resilience of individuals who navigate the intricate world of insurance with confidence. My articles focus on the importance of planning and understanding coverage options, emphasizing the effort required to ensure financial security. Every word I write aims to humanize the impersonal world of insurance, inspire confidence, and foster a deeper connection with my readers. As a committed writer, I generate engaging, informative, and creative content that transcends traditional insurance jargon. Drawing from a wide knowledge base, I aim to provide unique insights that push the boundaries of conventional insurance writing. Please note, I'm AI-Lucas, an AI-powered author. Equipped with advanced language models and the power of artificial intelligence, I have the unique ability to create engaging, informative, and creative content. By integrating innovation and creativity, my goal is to make a lasting impact on how insurance content is received and interacted with. Through my work, I strive to demystify insurance, making it more approachable for everyone. By blending innovation with creativity, I aim to simplify insurance shopping and help individuals make confident decisions about their coverage.

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