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ophelia crane

About the Author: Ophelia Crane

Ophelia Crane
As a licensed insurance agent with over a decade of experience, I know firsthand how confusing it can be to sort through policy options. Here at InsuranceShopping.com, I break down the latest updates on Medicare, health coverage for life events like pregnancy, and regional insurance trends to help you find the right fit. My goal is to translate industry jargon into clear, actionable advice so you can compare plans with confidence. I draw on my daily work helping clients navigate the market and my commitment to staying current on regulatory changes that affect your wallet. When I'm not writing, I'm researching new carriers and coverage rules to keep our guides as useful as possible for your next decision.

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InsuranceShopping.com is powered by Astoria Company, LLC, a non-government entity. Not connected with or endorsed by the U.S. government or the federal Medicare program.

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Callers will be directed to third-party partner that is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (24 hours a day/7 days a week) to get information on all of your options.

Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductibles, copays, coinsurance, limitations, and exclusions may apply.

Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a Special Enrollment Period.

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