Qualifying Life Events that Makes You Eligible for Health Coverage for the Rest of 2021
If you recently had a baby, got married, lost health coverage, or had another life event—you may be eligible for a Special Enrollment Period to register or renew Marketplace health coverage for the rest of 2021.
What constitutes a life event?
Qualifying life events are classified into four categories:
i) Loss of health coverage, such as the loss of job-based or student health coverage.
ii) Changes in the household, such as marriage or divorce, having a child, or adopting a baby.
iii) Changes in address, such as relocating to a different ZIP code or state.
iv) Other changes that affect your status or income, such as joining a federally recognized tribe.
How to apply using SEP or Special Enrollment Period
- Not sure if you’re eligible? Answer a few questions to find if you can still enroll in or change your 2021 plan.
- If you qualify, apply through Insurance Shopping and get registered now!
Learn more about enrolling for Marketplace coverage during a Special Enrollment Period.
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About the Author: Ethan Carter
Helping people make sense of insurance is what I do here at InsuranceShopping.com. I break down complex topics like Medicare Advantage updates, health insurance for major life events, and how to compare auto or home coverage so you can find the right fit. My background includes years of researching and explaining U.S. insurance regulations and market trends, which lets me cut through the jargon and give you clear, practical guidance. I also keep a close eye on regional differences and policy changes that can affect your premiums and options. Whether you are shopping for a new plan or just trying to understand what you already have, my goal is to make the process straightforward and less overwhelming.
