Your health insurance covers provider services, prescriptions, hospital treatment, and special equipment when you’re sick. It is also necessary when you are not ill. The Marketplace covers preventive health care such as immunizations for children and adults, annual doctor visits for women and seniors, screening and counseling for people of all ages, and more. And the best part is that it’s totally free.

Here are four things to keep in mind about your health insurance:

All Marketplace health plans must publish a Summary of Benefits and Coverage, including coverage examples that indicate how the plan might assist pay for services.

Your medical needs and insurance status will determine the expenses and quality of care you receive.

You can look up terms like copayment, deductible, network, and premium in our glossary.

You can get more information about your coverage by contacting your health plan, state Medicaid program, or Children’s Health Insurance Program (CHIP).

Learn why health insurance is so important and share what you’ve learned with your family and friends.