What Does EPO Mean in Health Insurance: Pros and Cons
An EPO health insurance plan offers direct specialist access without referrals, but only covers care within an exclusive network. It balances lower costs with strict provider rules.
Aetna Medicare Advantage Plans Closure 2026: How It Affects Your Coverage
Learn how to prepare for Aetna Medicare Advantage plan changes. Discover steps to secure continuous coverage and evaluate all your Medicare insurance options effectively.
Medicare Cuts in New Bill: Impact on Seniors and Benefits
Proposed Medicare adjustments in new legislation often target payments to providers and plans, not core benefits. Understanding these mechanisms helps you navigate potential impacts on your coverage and costs.
Who Pays Health Insurance While on Short-Term Disability? A Complete Guide
Understand if your employer pays health insurance during short-term disability or if you're responsible. Learn key steps to avoid coverage gaps and manage premiums while on leave.
What Is Open Enrollment for Health Insurance? How It Works
Open enrollment is your annual chance to get or change health insurance. Missing this window can lock you out of coverage, leaving you vulnerable to high medical costs. Learn how to navigate this critical period.
Do You Get Fined for Not Having Health Insurance? Key Facts You Need
The federal penalty for being uninsured is zero, but several states impose their own fines. More importantly, going without health insurance exposes you to massive, unexpected medical bills.
