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What Is Open Enrollment for Health Insurance? How It Works
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What Is Open Enrollment for Health Insurance? How It Works

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What Is Open Enrollment for Health Insurance? How It Works

Daniel Greene2025-12-11T18:45:49+00:00Tags: ACA open enrollment dates, annual enrollment period, comparing health insurance plans, employer health insurance, health insurance open enrollment, how to choose a health plan, Special Enrollment Period, what is open enrollment for health insurance|

Open enrollment is your annual chance to get or change health insurance. Missing this window can lock you out of coverage, leaving you vulnerable to high medical costs. Learn how to navigate this critical period.

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Callers will be directed to third-party partner that is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (24 hours a day/7 days a week) to get information on all of your options.

Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductibles, copays, coinsurance, limitations, and exclusions may apply.

Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a Special Enrollment Period.

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