Do You Need Health Insurance? Benefits, Costs, and Coverage Options
Health insurance protects you from catastrophic medical bills and provides access to affordable, preventive care. Understanding its role is key to managing your health and finances.
Sophia Chen2025-11-30T13:54:11+00:00Tags: affordable health coverage, benefits of health insurance, do you need health insurance, health insurance for families, health insurance necessity, high deductible health plan, uninsured medical costs|
Health insurance protects you from catastrophic medical bills and provides access to affordable, preventive care. Understanding its role is key to managing your health and finances.
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Callers will be directed to third-party partner that is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal.
Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (24 hours a day/7 days a week) to get information on all of your options.
Not all plans offer all of these benefits. Availability of benefits and plans varies by carrier and location. Deductibles, copays, coinsurance, limitations, and exclusions may apply.
Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a Special Enrollment Period.
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